The current economic climate is forcing many who have previously accessed
health insurance through an employer to secure coverage on their own.
The following are health insurance options and health care resources for dislocated workers and others who have lost employer-sponsored coverage. Be aware that if you are thinking about purchasing private insurance it is important to act quickly. If COBRA is an option, you have only 60 days to elect this coverage. And if you are purchasing other private coverage, you must do so within 63 days of losing previously held coverage in order to avoid waiting periods for pre-existing conditions.
COBRA
If you recently left a job with employer-sponsored insurance you may be able to continue the same coverage you held with your employer by paying the full cost of the insurance.
New! Continuation
Coverage Extension to 36 Months
NEW: Learn more about COBRA premium assistance provided by the American Recovery and Reinvestment Act of 2009
United Hospital
Fund's consumer guide, Hard Times and Health Insurance:
Staying Covered When You Lose Your Job
Public Health Insurance
You and/or members of your family may be eligible for New York State’s free or low-cost public health insurance programs.
New York State’s Healthy New York Program
Uninsured individuals and sole proprietors may be eligible for this more affordable, publicly subsidized private insurance coverage.
Private Health Insurance Options
Learn more about the various private health insurance options available for you and your family.
Resources for the Uninsured
Don’t qualify for public health insurance and can’t afford private coverage? Uninsured New Yorkers have a range of affordable health care options.
