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Office of Financial Empowerment
Protect Your Money
Cities for Financial Empowerment
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Mayor Bloomberg and Commissioner Mintz Urge Eligible Filers to Sign Up for SaveUSA Matched Tax Time Savings Program and Announce 2011 Results
Mayor Bloomberg and Commissioner Mintz Urge Eligible Filers to Sign Up for SaveUSA Matched Tax Time Savings Program and Announce 2011 Results
10th Annual Tax Credit Campaign Includes Free or Low-Cost Filing Options
Filers across four cities, including NYC, opened more than 1,600 SaveUSA accounts, with total savings close to $1 million. At select free tax sites in NYC, eligible filers can open the SaveUSA account and earn a 50 percent match—up to $500—when they save part of their refund for one year. Eligible New Yorkers can also file their taxes online for free or get their taxes done at a participating H&R Block for $29.

Read the press release
Learn how to file your taxes for free or low cost
Learn about the SaveUSA program
Get information about tax credits, including Earned Income Tax Credit
View DCA’s Tax Time video on YouTube


Commissioner Mintz Announces Results of Holiday Gold Buying Sweep
Commissioner Mintz Announces Results of Holiday Gold Buying Sweep
Undercover Investigations Reveal Deceptive Weighing Practices and Widely Variable Pricing Valuations;
3 out of 4 Gold Buyers in Violation of Local Laws

Using three pieces of gold jewelry independently appraised at $590, an undercover inspector received offers ranging from $175 to $450. In addition to widely differing pricing valuations, DCA inspectors found widespread predatory practices, including not separating gold pieces when weighing, not testing for accurate karat rate, and undervaluing of gold. To protect consumers, DCA proposed a package of new regulations requiring greater disclosures during the weighing and valuation of gold. DCA urges New Yorkers to check that a gold buyer is licensed and to shop around for the fairest price.
Read the press release and get tips
Watch Good Morning America’s exclusive look at DCA’s investigation
Check if a gold buyer is licensed as a secondhand dealer or pawnbroker
File a complaint



DCA Held Open House for Garage and Parking Lot Licensees on February 8

DCA Held Open House for Garage and Parking Lot Licensees on February 8
Approximately 40 people attended DCA's Open House exclusively for garage and parking lot licensees. DCA staff discussed rules and regulations governing the industry, answered questions, and distributed Administrative Hearings—A Guide for Businesses and other key materials. DCA's Open House series educates licensees about the Department's business-friendly services, and helps them do right by their customers.
Visit DCA's Business Toolbox for important information and resources
Visit DCA's Event Calendar


New Business Acceleration Team

NYC Retail Survey
Do you own a retail business in New York City? Take the NYC Retail Survey to share your experience opening your business … and let the City know how it can improve the process.


DCA Launches YouTube Channel with Three New Protect Your Money Videos

DCA Launches YouTube Channel with Three New Protect Your Money Videos
New Yorkers can now visit DCA on YouTube to view the latest releases in the Protect Your Money video series. Featuring agency staff who offer straightforward tips and information on how to protect your hard-earned dollars, videos include:
    • Introduction from Commissioner Mintz
    • It’s Tax Time. Go Get Your Refund!
    • Know Your Rights about Debt Collection
    • Tips on Buying a Used Car
    • Shopping Tips
    • File a Complaint with DCA
Videos are available in English and Spanish.

Read the press release
Visit DCA’s YouTube channel
Visit the Protect Your Money Web site


Top Ten Financial Resolutions for 2012

Top Ten Financial Resolutions for 2012
DCA issues important tips to help you protect your money and be a savvy consumer in the new year.
Read the press release with top 10 New Year’s financial resolutions
Learn about important tax credits
Visit the Protect Your Money Web site


DCA Releases Municipal Financial Empowerment: A Supervitamin for Public Programs

DCA Releases Municipal Financial Empowerment: A Supervitamin for Public Programs
Initial Report of Series Details "Supervitamin Effect" of Improved Social Service Outcomes When Integrating Professional Financial Counseling
This first report documents DCA's work embedding one-on-one professional financial counseling within several City services, including homeless prevention, workforce development, domestic violence interventions, and the promising results. The series builds the case that fully integrating financial empowerment and asset building strategies into public programs will lead to more effective service delivery, improving outcomes while potentially saving money.

Read the press release
Download the report
Learn more about the City's Financial Empowerment Centers
Visit Cities for Financial Empowerment Web site


DCA and CUNY Celebrate First Full Semester of New Course in Financial Counseling

DCA and CUNY Celebrate First Full Semester of New Course in Financial Counseling
Formal Training Program Required for Financial Empowerment Center Counselors Now Available For Social Service Providers
Developed by DCA and CUNY, Consumer and Personal Finance is a three-credit course offered through CUNY's School of Professional Studies. The course is designed to give service providers across all fields the practical skills and knowledge to help their clients protect their money by focusing on the fundamentals of managing personal finances.
Read the press release
Download the course flyer
Find a Financial Empowerment Center near you


City Announces Launch of “Know Before You Enroll”

City Announces Launch of “Know Before You Enroll”
Newest “Protect Your Money” Ads Alert Adults to Predatory School Scams and Free and Low-Cost School Choices
Using the stories of real New Yorkers, the City reminds everyone pursuing degrees and training:
  • Explore free and low-cost adult education and training options
  • Check the quality of a school before enrolling and paying tuition
  • Don’t enroll in unlicensed schools
  • Get free, professional financial counseling

Read the press release
Visit the Protect Your Money Web site to view ads and learn more
Find a Financial Empowerment Center near you


DCA Inspects All 766 Airline Scales and 138 Shops at NYC Airports to Protect Holiday Travelers

DCA Inspects All 766 Airline Scales and 138 Shops at NYC Airports to Protect Holiday Travelers
80 Stop-Use Orders Issued for Failing Scales
DCA conducted a three-week enforcement sweep of JFK and LaGuardia airports to protect travelers from luggage overcharges and deceptive business practices during the holiday travel season. Inspectors issued 109 violations; top violations included failure to disclose refund policies, unlicensed activity, and labeling violations.
Read the press release
Consumers: File a complaint
Businesses: Submit a Scale Inspection Request Form online



NYC Partners with Seven Financial Institutions to Offer Municipal Workers Free Checking Account as Part of NYC Direct Deposit
Program Provides Thousands Safer, Easier, and Cheaper Way to Get Paid
In two simple steps, municipal employees and individual vendors receiving payments from the City can open NYC’s free account and enroll in direct deposit. Additional account features include: no monthly or debit card fees; no overdraft option for debit card purchases or ATM withdrawals; no minimum balance requirements; free online banking and bill pay; free in-network ATM withdrawals.
Read the press release
Learn more about NYC Direct Deposit


DCA Shuts Down Deceptive Talent Agency and Orders Owner to Pay More Than $900,000 in Fines

DCA Shuts Down Deceptive Talent Agency and Orders Owner to Pay More Than $900,000 in Fines
Responding to more than 80 consumer complaints, DCA charged WMT Model & Talent Network Development, Ltd. with false advertising, failure to deliver promised services, and unlicensed activity. In addition to the fines and penalties, the judge barred business owner Bradley Poster from holding any DCA license in the future. DCA urges job seekers to check an employment agency’s license status and complaint history, and follow other consumer protection tips.
Read the press release and get tips
Check if an employment agency is licensed
Get Employment Agency Information and read about Scams
File a complaint against an employment agency


Access DCA Licensing Services ONLINE

New Yorkers Can Access DCA Licensing Services Online
Helps New Yorkers Run and Grow Their Businesses … and Do Right by City Consumers
Through DCA's Business Toolbox, the over-78,000 businesses regulated by DCA can access online services to apply for a license; renew their license; update their contact, name, and officer information; request replacement of a license that is lost, stolen, or damaged; pay fines; learn about their rights and obligations; and more.
Read the press release
Visit DCA's Business Toolbox


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